Types of Halal Savings Accounts

Find the perfect account for your financial goals

Instant Access Accounts

Best For: Emergency Funds

Access your money anytime without penalties. Lower returns but maximum flexibility.

Typical returns: 2-3% per year

No withdrawal restrictions

Perfect for 3-6 months expenses

Notice Accounts

Best For: Short-term Goals

Higher returns than instant access, but need to give notice before withdrawals.

Typical returns: 3-4% per year

30, 60, or 90 day notice periods

Good for planned purchases

Fixed Term Deposits

Best For: Long-term Savings

Lock your money for a set period for the highest returns.

Typical returns: 4-5% per year

Terms from 6 months to 5 years

Ideal for house deposits, Hajj savings

Which Account is Right for You?

Emergency Fund? → Instant Access

Saving for something in 1-2 years? → Notice Account

Long-term wealth building? → Fixed Term Deposit

Not sure? → Start with Instant Access and move money as goals become clearer

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Types of Halal Savings Accounts

Instant Access Accounts

Best For: Emergency Funds

Notice Accounts

Best For: Short-term Goals

Fixed Term Deposits

Best For: Long-term Savings

Which Account is Right for You?

ZIYAD FINANCE

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Types of Halal Savings Accounts

Instant Access Accounts

Best For: Emergency Funds

Notice Accounts

Best For: Short-term Goals

Fixed Term Deposits

Best For: Long-term Savings

Which Account is Right for You?

ZIYAD FINANCE

Resources

Company

Legal

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